Who Hijacked Our Country

Friday, September 25, 2015

Insure The Police

No, this isn't a toned-down version of an NWA rap from the late '80s.

Insure The Police / Committee For Professional Policing (CFPP) is a Minneapolis organization pushing for a change that's long overdue.  CFPP wants every Minneapolis police officer to be required to carry personal, professional liability insurance.

In order to drive a car, you have to have liability insurance in case you cause an accident and/or injure someone through your own shitty driving.  Why shouldn't this same reasoning apply to a law enforcement officer who has the ability to kill or main every civilian he/she interacts with?

If you're a driver who's had too many violations or caused too much misery to others, at some point your insurance premiums will skyrocket to an exorbitant unaffordable rate, and/or your insurance carrier will flat-out refuse to insure you.  You're off the road.  Problem solved.  Take the bus, Asshole.

And using this same free-market personal-responsibility approach (Conservatives, are you listening?), a power-crazed trigger-happy cop who has generated too many brutality complaints will no longer be able to obtain his required liability insurance.  Problem solved.  Ah, the invisible hand the marketplace.  Sorry Biff, you'll have to find another line of work.

This may not be a perfect solution, but it beats the shit out of the current situation:  No matter how mean, stupid and hot-tempered a cop is, and no matter how many gazillions of dollars the local police department (i.e. your tax dollars at work) has paid in legal costs and medical compensation to Officer Inbred's victims, Officer Inbred stays on the force.  He just goes on about his daily routine, getting raises and promotions right on schedule, safe inside his little bubble of unaccountability,  while his victims are forever disabled and local taxpayers are being bled dry.

There are exceptions, but the above scenario is pretty much the norm.  

I don't think the majority of decent honorable police officers deserve to be stereotyped, blamed, (profiled, if you will) because of the few sickfucks who wear a police uniform.  But the growing public fury and backlash are inevitable when the proverbial bad apple keeps getting protected and shielded from any possible accountability.

I hope the Committee For Professional Policing is able to bring about this long-overdue reform in Minneapolis.  And after Minneapolis, hopefully other American cities will catch on.

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Blogger Jerry Critter said...

I think liability insurance for police is a great idea. Besides car liability insurance, I have liability insurance in my homeowners insurance plus and additional liability umbrella attached. When I had my own consulting business I had to carry liability insurance.

Personally I'd take a step further. Anyone owning a gun should be required to carry liability insurance. That ought to stir up the crazies!

September 25, 2015 at 5:53 PM  
Blogger Tom Harper said...

Jerry: I've seen that suggestion before -- requiring gun owners to have insurance. I agree completely. Yes, it would give the NRA wackos something to cry about.

September 25, 2015 at 9:34 PM  
Anonymous Screamin' Mimi said...

This is a great idea, and Jerry Critter's idea too -- if people had to pay MONEY, they'd think twice about owning/using a gun, and certainly about using more force than is warranted. We should get something like this on the ballot.

September 27, 2015 at 8:21 PM  
Blogger Tom Harper said...

SM: This topic, pro and con, needs to get out there as a viable alternative. Today's Seattle Sunday paper had a front page story about out-of-control criminal cops and the near impossibility of them ever being jailed or fined or facing any kind of accountability. The gist of the article was pretty much "Oh, this is such an overpowering complicated issue, what ever can we do?" And yet there was no mention of the idea of each officer being required to carry liability insurance and the sense of responsibility and accountability that would result from this.

September 27, 2015 at 10:04 PM  
Anonymous Anonymous said...

why insure them when you can get a 4 million dollar payout(if it is no-fault)

September 28, 2015 at 12:03 PM  
Blogger Tom Harper said...

Why should drivers be required to have insurance when it's so much more fun to get paralyzed by a drunk/reckless driver and then collect $4 million.

September 28, 2015 at 12:11 PM  
Anonymous Anonymous said...

Because the chances of that are much higher aka
high risk.

September 28, 2015 at 9:14 PM  

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